Capital is a major problem for business people. Danamart can be one alternative financing solution for your business. Get working capital with a fixed and affordable interest rate, as well as fast and without collateral at Danamart.
By applying for a loan at Danamart, you will get working capital to develop your business. The process of becoming a Borrower is simple and fast. Everything can be done digitally, from the process of uploading documents, the process of legality to signature documents, so as to minimize time.
Services
INVOICE FINANCING
Invoice financing helps businesses improve cash flow, until clients / buyers pay invoices. Financing invoices can solve problems related to clients / buyersthat require a long time to pay.
Who Can Become a Borrower?
- Legal entity CV/PT
- The company has been established for at least 2 years
- Have a business / sales plan for the next 12 (twelve) months.
- Have an invoice / purchase order from:
- Foreign Company
- BUMN Company / Government Institution
- Public Company (Tbk.)
- Conglomerate Company
- Multinational Company
What are the Document Requirements?
- Deed
- Company Taxpayer Number
- Business license
- Certificate of Company Registration
- Director's ID
- Company Owner ID
- Company domicile certificate
- Company Financial Report
- Company Bank Statement
- Business Experience / Sales
- Business / Sales Plan
How To Start Borrowing?
Register and Email Verification
Submit Loans and Upload documents
;
Loan data verification
Fee and Interest Notification
Loans has published and offered to funders
Signing of a Lending and Borrowing Agreement
Loan Fund transfered to Borrowers virtual account
PURCHASE ORDER FINANCING
In a business there may be cash flow problems, there will be times when there is only enough money available to cover the costs of doing business everyday.As a result, there may be messages from clients / buyers that cannot be met due to lack of funds. If the company transfers purchase orders to others because they are unable to complete the work, customer trust may be reduced. Therefore, in order to avoid such cases, it is very important that businesses find the funds they need and therefore, Purchase Orders is the best way as an alternative to financing.
Who Can Become a Borrower?
- Legal entity CV/PT
- The company has been established for at least 2 years
- Have a business / sales plan for the next 12 (twelve) months.
- Have an invoice / purchase order from:
- Foreign Company
- BUMN Company / Government Institution
- Public Company (Tbk.)
- Conglomerate Company
What are the Document Requirements?
- Deed
- Company Taxpayer Number
- Business license
- Certificate of Company Registration
- Director's ID
- Company Owner ID
- Company domicile certificate
- Company Financial Report
- Company Bank Statement
- Business Experience / Sales
- Business / Sales Plan
How To Start Borrowing?
Register and Email Verification
Submit Loans and Upload documents
;
Loan data verification
Fee and Interest Notification
Loans has published and offered to funders
Signing of a Lending and Borrowing Agreement
Loan Fund transfered to Borrowers virtual account
PROPERTY BASED FINANCING
Property Based Financing is a multipurpose loan for consumptive or productive needs by guaranteeing property owned by a fast process and a long tenor.Who Can Become a Borrower?
- Employee
- Entrepreneur
- Professional
What are the Document Requirements?
- Applicant ID Card
- Husband/Wife ID Card (If Married)
- Marriage Certificate (if any)
- Family Card
- Applicant NPWP
- Salary Slip / Proof of Income (Last 1 Month)
- Savings Book Cover
- Proof of Collateral Ownership.
What are the guarantee terms?
- Factory, Warehouse, House or Shop
- Owned by Debtor or Family Equal
- The Documents must be definitive (not being processed)
Advantages of Property Based Financing
- Facilities include :
- Installment Loans or
- Current Account Loans
- When submitting maximum col 3
- Historical (in the last 6 months): Maximum Col 3
- Cheaper interest :
- Fast process
- Maximum Tenor up to 10 Years
- Ceiling up to Rp. 2,000,000,000 (Two Billion Rupiah)
- Rate 18% effective p.a.
- Easy Document Requirements
- Fast Process, Only 5 Working Days
How To Start Borrowing?
Register and Email Verification
Submit Loans and Upload documents
;
Loan data verification
Fee and Interest Notification
Loans has published and offered to funders
Signing of a Lending and Borrowing Agreement