What is Danamart?
What is financial technology-based money lending service?
How does financial technology-based money lending services work?
What are the benefits of financial technology-based money lending services for borrowers / MSME entrepreneurs?
What are the benefits of financial technology-based money lending services for funders?
Is the information and personal data provided safe?
Does Danamart provide funds?
Does Danamart recommend funding for certain loans?
Is Danamart regulated by the OJK?
What is a loan?
Who is the Borrower?
Who can become a Borrower?
How do you apply for a loan through Danamart?
How do I get a loan?
What is the minimum and maximum loan that can be submitted to Danamart?
What information / documents are needed to apply for a loan?
How long does it take to get a loan from Danamart?
Does Danamart check every loan that comes in?
Do we have to provide collateral to get a loan?
How do I pay installments?
Will the loan that has been published on the Danamart website be sure to be funded by lenders?
Can everyone see loan information published on the Danamart website?
Can Danamart do promotions on the proposed loan?
Will the borrower receive direct disbursement of funds after the funder has made funding?
If the loan has been funded, how does the Borrower receive the loan money?
When will the installment payment start?
Can we pay installments before the specified date?
Can you apply for a new loan if the previous loan has not been paid off?
What is the Invoice Financing?
What is the minimum and maximum loan that can be submitted with the Invoice Financing?
How long is the tenor available for Invoice Financing?
How safe is the invoice financing product?
Can all types of invoices / invoices be the basis for applying for a loan?
How does Danamart assess the feasibility of invoices to be funded?
What is a Purchase Order Financing?
What is the minimum and maximum loan that can be submitted with a Purchase Order Financing?
How long is the tenor available for Purchase Order Financing?
Are all types of purchase orders the basis for applying for a loan?
Is there a registration fee if you want to become a funder and fund a loan found on Danamart?
Are there fees charged to the Borrower if applying for a loan to Danamart and what are the costs?
How much is the Platform Commission charged to the Borrower by Danamart?
When will the Platform commission be paid?
Who is meant by Funders?
Who can become a Funder?
Is funding at Danamart safe?
What is the minimum and maximum amount to fund at Danamart?
What if my borrower fails to pay?
How do I send funds to fund a loan at Danamart?
When will I get payment from the loan?
Will information about the Borrower be notified to the Funder?
Who is the Partner?
Who can be a partner?
What is virtual account number?
Why must use a virtual account?
When do I get virtual account number?
Is the virtual account safe to use?
What is the minimum balance limit on a virtual account?
What is Electronic Document?
What is the process of signing a contract for the Funder?
What is the process of signing a contract for the Borrower?
What is an electronic signature? And under what conditions can a person be declared as your hand? What legal basis governs it in Indonesia?
Does the electronic signature have legal force and the same legal consequences as the signature on paper?
Can agreements made electronically be used as evidence in court proceedings? What is the legal basis?
Does an agreement or other document that is signed without using stamp duty have legal power?
If there are other people and the person signs an electronic agreement for me, am I bound by the contents of the agreement?
Who are the Electronic Signature Organizers based on laws and regulations?
Note
What are the tax implications for the Borrower?
What are the tax implications for Funders?
Is interest income earned from loan funding at Danamart tax free?
Will the Funder get the Proof of State Revenue / Proof of Withholding Tax?
What are the risks that might occur in this information technology-based lending service?