{"id":278,"date":"2019-03-05T10:25:51","date_gmt":"2019-03-05T03:25:51","guid":{"rendered":"https:\/\/danamart.id\/blog\/?p=278"},"modified":"2026-03-13T06:17:15","modified_gmt":"2026-03-13T06:17:15","slug":"suku-bunga","status":"publish","type":"post","link":"https:\/\/danamart.id\/blog\/suku-bunga\/","title":{"rendered":"Suku Bunga"},"content":{"rendered":"\n

Suku bunga adalah\njumlah yang dibebankan oleh kreditur kepada debitur atas penggunaan asetnya.\nPenggunaan aset yang dimaksudkan disini adalah untuk penggunaan atas aset cair\ndan atau aset tidak cair milik kreditur dan atau pihak ketiga.<\/p>\n\n\n\n

Dalam termin\npinjaman dalam bentuk uang atau dana kas, maka suku bunga dikenakan atas\npinjaman pokoknya. Dimana suku bunga tersebut dianggap sebagai biaya hutang\noleh debitur, dan dianggap sebagai tingkat pengembalian oleh kreditur.<\/p>\n\n\n\n

Dikenakannya suku\nbunga atas suatu pinjaman atas aset cair dan atau akuisisi atas aset tetap\ntersebut adalah  dikarenakan berkurangnya\natau hilangnya aset tersebut untuk menghasilkan suatu nilai tambah ekonomis\nbagi sisi kreditur dan dapat memberikan nilai tambah potensial secara ekonomi buat\nsisi debitur.<\/p>\n\n\n\n

Tingkat suku bunga\npun beragam, tidak tetap dan dapat tidak sama untuk suatu aset yang sama. Hal\nini biasanya dipengaruhi oleh  jangka\nwaktu masa pinjaman dan profil resiko dari debiturnya. Dasar atas suatu suku\nbunga biasanya secara mudahnya dapat dilihat dari tingkat suku bunga tabungan\ndeposito dari tenor semalam sampai dengan satu tahun. Sehingga atas dasar ini\nmaka kecenderungan suku bunga semakin panjang tenornya maka suku bunga akan\nsemakin naik.<\/p>\n\n\n\n

Kecenderungan suku\nbunga yang selalu naik adalah sebagai akibat dari adanya ketidakpastian akan\nkeadaan masa depan, dimana ketidakpastian tersebut berusaha dikurangi dengan\ndiberikannya suku bunga dengan tren yang mengalami kenaikan. Didalam beberapa\nkejadian krisis ekonomi moneter maka suku bunga jangka pendek akan lebih tinggi\ndaripada suku bunga jangka panjang seperti yang dialami oleh negara Yunani pada\ntahun 2010.<\/p>\n\n\n\n

Hal paling umum\nyang juga dapat dipahami mengenai suku bunga adalah sebagai cara untuk\nmelindungi nilai dana kas anda terhadap nilai Inflasi tahunan. <\/p>\n\n\n\n

June 2018<\/p>\n\n\n\n

@dAryo<\/p>\n","protected":false},"excerpt":{"rendered":"

Suku bunga adalah jumlah yang dibebankan oleh kreditur kepada debitur atas penggunaan asetnya. Penggunaan aset…<\/p>\n","protected":false},"author":3,"featured_media":6572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel"],"yoast_head":"\nSuku Bunga - Blog Danamart<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/danamart.id\/blog\/suku-bunga\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Suku Bunga - Blog Danamart\" \/>\n<meta property=\"og:description\" content=\"Suku bunga adalah jumlah yang dibebankan oleh kreditur kepada debitur atas penggunaan asetnya. 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