{"id":267,"date":"2019-02-15T14:51:48","date_gmt":"2019-02-15T07:51:48","guid":{"rendered":"https:\/\/danamart.id\/blog\/?p=267"},"modified":"2026-03-13T06:18:36","modified_gmt":"2026-03-13T06:18:36","slug":"mckinsey-the-main-fintech-industry-trends","status":"publish","type":"post","link":"https:\/\/danamart.id\/blog\/mckinsey-the-main-fintech-industry-trends\/","title":{"rendered":"McKinsey: The Main Fintech Industry Trends"},"content":{"rendered":"\n<p>McKinsey has analyzed the main trends of the\nfledgling fintech industry. The consultant has found a logical explanation for\nthe ascent of China as a leading fintech incubator.<\/p>\n\n\n\n<p>The\nfintech report of McKinsey describes the trends in the financial technology\nindustry and focuses in particular on the investment potential. McKinsey\nconcluded in the paper titled&nbsp;\u00abSynergy and disruption: Ten trends shaping\nfintech\u00bb&nbsp;that investors have to look particularly carefully at the firms\nbefore taking a stake. The survey shows just how different Western financial\nfirms and their Chinese colleagues approach investments in fintech.<\/p>\n\n\n\n<p><strong>China&#8217;s\nWay<\/strong><\/p>\n\n\n\n<p>China\u2019s\nascent to a leading position among fintech incubators is down to local\nfinancial companies collaborating with big tech ecosystems instead of small\nfintech startups. This strategy has helped the country achieve rapid growth and\nan expansion of Chinese tech giants \u2013 examples are the cooperation between Bank\nof China and Tencent or China Construction Bank, Ant Financial and Alibaba.\n2018, global risk capital investments in fintech startups reached $30.8 billion\n(<em>see table below<\/em>). A clear increase compared with the $1.8 billion of\n2011.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/web2.danamart.id\/blog\/wp-content\/uploads\/2019\/02\/Grafik.png\" alt=\"\" class=\"wp-image-268\" \/><\/figure>\n\n\n\n<p><strong>And\nthese are the ten trends of McKinsey, trends that will shape the industry:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>High level of\n     regional variation in fintech disruption<\/li><li>AI is a meaningful\n     evolution, not a great leap forward for fintechs<\/li><li>Good execution and\n     solid business models can trump exotic technology<\/li><li>Scrutiny of business\n     fundamentals is increasing as funding grows more selective<\/li><li>Great user\n     experience is no longer enough<\/li><li>Incumbents can, and\n     do, strike back<\/li><li>More attackers and incumbents\n     are partnering<\/li><li>Infrastructure\n     fintechs: Potential is high, sales cycles are long<\/li><li>There is a tentative\n     return to public markets<\/li><li>Chinese fintech\n     ecosystems have scaled and innovated faster than their counterparts in the\n     West.<\/li><\/ul>\n\n\n\n<p>Sumber\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 : <a href=\"https:\/\/www.finews.com\/news\/english-news\/34595-mckinsey-fintech-report\">https:\/\/www.finews.com\/news\/english-news\/34595-mckinsey-fintech-report<\/a><\/p>\n\n\n\n<p>By: Mardiana<\/p>\n","protected":false},"excerpt":{"rendered":"<p>McKinsey has analyzed the main trends of the fledgling fintech industry. The consultant has found&#8230;<\/p>\n","protected":false},"author":3,"featured_media":6574,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-267","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel"],"_links":{"self":[{"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/posts\/267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/comments?post=267"}],"version-history":[{"count":1,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/posts\/267\/revisions"}],"predecessor-version":[{"id":6575,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/posts\/267\/revisions\/6575"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/media\/6574"}],"wp:attachment":[{"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/media?parent=267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/categories?post=267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/tags?post=267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}