{"id":237,"date":"2019-02-06T10:56:58","date_gmt":"2019-02-06T03:56:58","guid":{"rendered":"https:\/\/danamart.id\/blog\/?p=237"},"modified":"2026-03-13T06:22:51","modified_gmt":"2026-03-13T06:22:51","slug":"industri-fintech-sukses-pikat-investor-besar","status":"publish","type":"post","link":"https:\/\/danamart.id\/blog\/industri-fintech-sukses-pikat-investor-besar\/","title":{"rendered":"Industri Fintech Sukses Pikat Investor Besar"},"content":{"rendered":"\n<p>Perusahaan keuangan berbasis teknologi (<em>financial technology\/fintech<\/em>) global berhasil mencatatkan kinerja cemerlang sepanjang 2018. Riset yang dirilis\u00a0CB Insights<em>,\u00a0<\/em>perusahaan penyedia data asal Amerika Serikat (AS), menunjukkan adanya lonjakan nilai investasi pada\u00a0<em>fintech<\/em>\u00a0global hingga 120 persen pada tahun 2018.<\/p>\n\n\n\n<p>Kenaikan ini ditopang oleh 52&nbsp;<em>mega-rounds&nbsp;<\/em>atau\ninvestasi di atas $100 juta AS yang totalnya mencapai $24,88 miliar (sekitar\nRp348,23 triliun). Pada periode waktu yang dimaksud, jumlah kesepakatan\nberinvestasi mencapai 1.707, naik dari 1.480 pada 2017. Jika diangkakan, maka\nnilai investasi yang masuk dari kesepakatan sepanjang 2018 mencapai $39,57\nmiliar atau setara Rp554,17 triliun. AS tetap mendominasi dengan menguasai 659\nkesepakatan bernilai setara $11,89 miliar. Sementara di Eropa, jumlah\ninvestasinya turun dengan dana yang terhimpun sebesar $3,53 miliar.<\/p>\n\n\n\n<p>Meski demikian, pertumbuhan&nbsp;<em>fintech&nbsp;<\/em>justru\nmasif di luar tiga negara utama (AS, Inggris, dan Tiongkok), lantaran menguasai\nsekitar 39 persen dari seluruh kesepakatan investasi.<\/p>\n\n\n\n<p>Salah satu perusahaan yang berhasil membukukan pendanaan tertinggi adalah Ant Financial, perusahaan pembayaran yang terafiliasi dengan Alibaba Group Holding Ltd. Jumlahnya mencapai $14 miliar atau setara dengan 35% dari seluruh investasi yang masuk untuk fintech global sepanjang 2018.<\/p>\n\n\n\n<p><em><a href=\"https:\/\/qz.com\/1537638\/ant-financial-raised-almost-as-much-money-in-2018-as-all-fintechs-in-us-and-europe\/\" target=\"_blank\" rel=\"noreferrer noopener\">Quartz<\/a><\/em>&nbsp;menyebut\npendanaan yang masuk ke perusahaan yang hadir sejak 2004 dengan nama Alipay ini\nmelebihi modal seluruh&nbsp;<em>fintech&nbsp;<\/em>yang ada di AS dan Eropa.\nKinerja Ant juga berhasil melampaui PayPal, perusahaan serupa asal AS. Untuk\nsaat ini, prestasi Ant akan sulit ditembus oleh perusahaan-perusahaan\nberkembang asal Tiongkok. Apalagi layanan Alipay telah memiliki 700 juta pengguna\naktif di seluruh dunia. Valuasi Ant juga mengerikan, yakni $150 miliar atau\nsetara dengan kapitalisasi pasar Morgan Stanley dan Goldman Sachs\u2014dua bank\ninvestasi raksasa asal AS\u2014jika digabungkan.<\/p>\n\n\n\n<p>Namun, Ant tidak serta-merta menjadi pendorong utama kinerja\u00a0<em>fintech\u00a0<\/em>di Asia. Sebab tanpa Ant, jumlah pendanaan\u00a0<em>fintech\u00a0<\/em>telah mencapai $8,6 miliar, di atas Eropa dengan $3,5 miliar dan di bawah Amerika Utara dengan $12,4 miliar. Asia juga tercatat mengalami lompatan terbesar dalam jumlah transaksi pada 2018, yakni tumbuh 38% dari tahun sebelumnya dengan mencetak rekor $22,65 miliar. Kendati begitu, riset ini turut menyoroti hal lain. Investasi besar-besaran yang masuk ke\u00a0<em>fintech\u00a0<\/em>membuat perusahaan-perusahaan teknologi ini menjadi malas untuk melantai. Akibatnya, kegiatan\u00a0<em>initial public offering\u00a0<\/em>(IPO) diprediksi akan tetap loyo sepanjang tahun 2019.<\/p>\n\n\n\n<p>Sumber&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; : <a href=\"https:\/\/beritagar.id\/artikel\/berita\/industri-fintech-sukses-memikat-investor-besar\">https:\/\/beritagar.id\/artikel\/berita\/industri-fintech-sukses-memikat-investor-besar<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Perusahaan keuangan berbasis teknologi (financial technology\/fintech) global berhasil mencatatkan kinerja cemerlang sepanjang 2018. Riset yang&#8230;<\/p>\n","protected":false},"author":3,"featured_media":6582,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Industri Fintech Sukses Pikat Investor Besar - Blog Danamart<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/danamart.id\/blog\/industri-fintech-sukses-pikat-investor-besar\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Industri Fintech Sukses Pikat Investor Besar - Blog Danamart\" \/>\n<meta property=\"og:description\" content=\"Perusahaan keuangan berbasis teknologi (financial technology\/fintech) global berhasil mencatatkan kinerja cemerlang sepanjang 2018. 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