{"id":1224,"date":"2022-05-19T02:27:18","date_gmt":"2022-05-19T02:27:18","guid":{"rendered":"https:\/\/danamart.id\/blog\/?p=1224"},"modified":"2026-03-11T07:15:20","modified_gmt":"2026-03-11T07:15:20","slug":"cara-mencapai-kebebasan-finansial","status":"publish","type":"post","link":"https:\/\/danamart.id\/blog\/cara-mencapai-kebebasan-finansial\/","title":{"rendered":"Cara Mencapai Kebebasan Finansial"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/web2.danamart.id\/blog\/wp-content\/uploads\/2022\/05\/businessman-meditates-harmony-wellbeing_88138-507.webp\" alt=\"\" class=\"wp-image-1225\" width=\"213\" height=\"170\"\/><figcaption>Sumber: <a href=\"https:\/\/www.freepik.com\/free-vector\/businessman-meditates-harmony-wellbeing_15437830.htm\">Freepik<\/a><\/figcaption><\/figure><\/div>\n\n\n\n<p><strong>Apa Itu Kebebasan Finansial?<\/strong><\/p>\n\n\n\n<p>Akhir-akhir ini, topik soal kebebasan finansial alias financial freedom lagi ngehits banget di antara para milenial dan gen Z, terutama yang udah kerja. Banyak orang rela kerja keras bagai kuda demi keadaan itu. Emang, kebebasan finansial itu apa sih, sebenernya?<br>Menurut Investopedia, kebebasan finansial adalah keadaan di mana kekayaan yang kita punya udah cukup untuk ngebiayain kehidupan kita sampe meninggal. Kalo mengacu ke angka harapan hidup orang Indonesia, yaitu sampe umur 73,5 tahun.<\/p>\n\n\n\n<p><strong>Sedep Banget Kayaknya. Gimana Cara Dapetin Kebebasan Finansial?<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Tentukan tujuan keuangan &amp; nikmati prosesnya<\/strong><br>Tabung minimal 20% gaji &amp; perbanyak sumber pemasukan.<\/li><li><strong>\u201cJaga-jaga kalo tiba-tiba meninggal\u201d<\/strong><br>Siapin harta warisan, asuransi jiwa, dana darurat 3-12x pengeluaran sebulan.<\/li><li><strong>Lunasin utang<\/strong><br>Apalagi yang bukan buat usaha\/kerja.<\/li><li><strong>Dapetin penghasilan pasif<\/strong><br>Investasi sesuai minat dan yang risikonya bisa kamu terima.<\/li><\/ol>\n\n\n\n<p>Mau tau investasi apa aja yang bisa kamu punya untuk kebebasan finansial? Gabung <a href=\"http:\/\/academy.disekolah.web.id\" target=\"_blank\" data-type=\"URL\" data-id=\"academy.disekolah.web.id\" rel=\"noreferrer noopener\">Danamart Academy<\/a> dan pelajarin cara investasi untuk keuangan yang aman, sekarang!<\/p>\n\n\n\n<p style=\"font-size:12px\"><strong>Referensi<\/strong><\/p>\n\n\n\n<p style=\"font-size:12px\"><a href=\"https:\/\/www.investopedia.com\/financial-edge\/0611\/declare-your-own-financial-independence-day.aspx\">https:\/\/www.investopedia.com\/financial-edge\/0611\/declare-your-own-financial-independence-day.aspx<\/a><\/p>\n\n\n\n<p style=\"font-size:12px\"><a href=\"https:\/\/databoks.katadata.co.id\/datapublish\/2022\/03\/12\/harapan-hidup-penduduk-indonesia-meningkat-rerata-mencapai-usia-ini#:~:text=Angka%20Harapan%20Hidup%20(AHH)%20Penduduk%20Indonesia%20(2017%2D2021)&amp;text=Tercatat%2C%20rata%2Drata%20AHH%20penduduk,yang%20selama%2073%2C4%20tahun\">https:\/\/databoks.katadata.co.id\/datapublish\/2022\/03\/12\/harapan-hidup-penduduk-indonesia-meningkat-rerata-mencapai-usia-ini#:~:text=Angka%20Harapan%20Hidup%20(AHH)%20Penduduk%20Indonesia%20(2017%2D2021)&amp;text=Tercatat%2C%20rata%2Drata%20AHH%20penduduk,yang%20selama%2073%2C4%20tahun<\/a><\/p>\n\n\n\n<p style=\"font-size:12px\"><a href=\"https:\/\/www.canberra.edu.au\/alumni\/home\/canvas-articles\/posts\/5-steps-to-financial-freedom&amp;sa=D&amp;source=docs&amp;ust=1650525918419733&amp;usg=AOvVaw13t_vG8xmC7SbPaqurwTl9\">https:\/\/www.canberra.edu.au\/alumni\/home\/canvas-articles\/posts\/5-steps-to-financial-freedom&amp;sa=D&amp;source=docs&amp;ust=1650525918419733&amp;usg=AOvVaw13t_vG8xmC7SbPaqurwTl9<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Apa Itu Kebebasan Finansial? Akhir-akhir ini, topik soal kebebasan finansial alias financial freedom lagi ngehits&#8230;<\/p>\n","protected":false},"author":1,"featured_media":6349,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artikel"],"_links":{"self":[{"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/posts\/1224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/comments?post=1224"}],"version-history":[{"count":1,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/posts\/1224\/revisions"}],"predecessor-version":[{"id":6350,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/posts\/1224\/revisions\/6350"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/media\/6349"}],"wp:attachment":[{"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/media?parent=1224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/categories?post=1224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/danamart.id\/blog\/wp-json\/wp\/v2\/tags?post=1224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}