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Borrowers

Loan interest

Percentage of loan paid by the Borrower as a reward for the Funder in a loan period.

Profit of the Organizer.

Percentage of loan as a reward to the Organizer that is deducted before the Borrower receives a loan within a loan period.

Cost of delay

To maintain order interest payment, Therefore, Danamart applies late penalties whenever the Borrower cannot fulfill its obligations, namely 0,2% per day from Interest and Penalty (if there is) owed.

To maintain order principal payment at maturity, Therefore, Danamart applies late penalties whenever the Borrower cannot fulfill its obligations, namely 0,2% per day from Principal, Interest and Penalty (if there is) owed. However, late fees and all other fees are up to or not more than 100% of the principal amount of the loan.

Funders

Profit of the Organizer.

Percentage of 1% p.a. from funding as a reward to the Operator during a funding period, deducted when the Funder receives monthly installments from the Borrower.

Credit Rating Sub-Rating Komisi Penyelenggara Bunga

A

1 2,5% 12,00%
2 2,5% 12,50%
3 2,5% 13,00%
4 2,5% 13,50%

B

1 3,0% 14,50%
2 3,0% 15,00%
3 3,0% 15,50%
4 3,0% 16,00%

C

1 3,5% 17,00%
2 3,5% 17,50%
3 3,5% 18,00%
4 3,5% 18,50%

D

1 4,0% 19,50%
2 4,0% 20,00%
3 4,0% 21,00%
4 4,0% 21,50%

E

1 4,5% 22,50%
2 4,5% 23,00%
3 4,5% 23,50%
4 4,5% 24,00%

F

1 5,0% 25,00%
2 5,0% 25,50%
3 5,0% 26,00%
4 5,0% 26,50%

G

1 5,5% 27,50%
2 5,5% 28,00%
3 5,5% 28,50%
4 5,5% 29,00%

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